Time value of money affects all aspects of business in every industry and it has such significance in this field due to interest. With time the interest rate increases and this it affects the value. Time value of money is generally useful in day to day working. To understand the subject completely one needs to understand a lot of terms appropriately.

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The time, value and money principle says that what is the availability of money in the current time gets more value in the future time. The reason behind it is, its earning capacity is potential. This is very much effective in finance and thus said that interest is an essential part that is earned by the present amount of money.

Time value of money is an important branch of finance that requires thorough understanding of its concepts. It is inclusive of some terms that are hard to grasp and requires time for better understanding. The major troubling areas of this subject is regarding understanding the concepts behind the following topics-

- Simple interest
- Future values
- Compound interest
- Present value
- Perpetuities
- Annuities
- Present value of annuities
- Future value of annuities

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Time value of money requires the understanding of subject areas that are less understandable otherwise. A lot of terms and topics are included in this subject area that has no literal meaning and needs proper research to draft a complete assignment out of it. In such cases qualified professionals can do the amazing trick of bringing complete **time value of money homework help **effectively.

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- Distinguish between simple interest and compound interest.
- What are the applications of financial calculator and excel functions?
- How to find the number of period for investment?
- Explain the concepts of present value and discounting.
- What is meant by discount rate?

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